Cloud computing is the reason you can start an email on your phone and finish it on your laptop. Instead of saving data on a physical hard drive, applications like Google Drive, iCloud, and Netflix store data on remote servers. This ensures:

Every time you tap your card or send money via an app, you’re using Electronic Funds Transfer (EFT) systems. Computer applications secure these transactions through:

• Encryption: Scrambling data so hackers can't read it.

• Algorithmic Fraud Detection: Banks use AI applications to monitor your spending patterns and flag suspicious activity in milliseconds.

• Online Banking: Providing 24/7 access to financial services without visiting a physical branch.

Education has evolved through Learning Management Systems (LMS) like Canvas or Google Classroom. These applications allow for:

• Remote Learning: Access to global courses through platforms like Coursera or Khan Academy.

• Personalization: Adaptive software that changes the difficulty of lessons based on a student’s performance.

• Collaboration: Tools that allow students to work on the same document simultaneously from different locations.